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Home Inspection

Home Inspection

Is this a necessary step in a home purchase? Once you enter into a contract to purchase a house, you have the opportunity to get a home inspection. This inspection is conducted by a neutral third party who takes photographs and looks for the condition of the home. An...
Should I refinance?

Should I refinance?

How to know if refinancing is right for you You may often hear people refinancing their mortgage loan. There are multiple reasons to pursue this financing option. We will walk through those to help you decide if this is right for you. Your lender can walk you through...
Real Estate Closing

Real Estate Closing

How to prepare for an efficient closing The settlement or closing process is the final stage in a real estate purchase. The date for the closing is often set during the initial negotiations and is several weeks out from the acceptance of the offer. This time not only...
What is real estate escrow?

What is real estate escrow?

A full explanation of terms In real estate, escrow refers to the neutral third party who deals with the transaction. They help transfer the title, documents and funds for the purchase. Agreement of terms initiates escrow so that the property can be fully investigated...
What is title insurance?

What is title insurance?

Do I really need it? This housing market is competitive. You are excited to put in an offer on a home. As you begin working on your financing, title insurance comes up as a line item. What is this and do you really need it? How title insurance works When a property is...